The CU Difference
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Planning for the future relies upon a clear understanding of the needs of credit union members. However, clearly understanding the history, purpose and founding principles of credit unions is also vital in charting a successful future.


Credit Union History

Learn more about the key forces and people that created the worldwide credit union movement, and find out what makes credit unions unique in the marketplace.

 CU History & FAQs


Carolinas CU History

Credit unions emerged in the Carolinas nearly a century ago as a means of providing affordable financial services to hard working farmers. Chart the key faces and places involved in bringing credit unions to North Carolina and South Carolina.

 Carolinas CU History


The Cooperative Principles 

Since their founding in Germany nearly 150 years ago, credit unions have followed Seven Cooperative Principles in order to meet the needs of their member-owners. Learn more about each of those principles here or read our Seven Principles Blog, which shares how North Carolina and South Carolina credit unions continue to honor these principles in their daily business practices.

 Seven Principles Blog


People, Not Profit

People, Not Profit spotlights the innovative credit union programs and people delivering value to credit union members in communities throughout the Carolinas.

People, Not Profit



Learn more about the philanthropic efforts of credit unions in the Carolinas and nationwide made through the Carolinas Credit Union Foundation and National Credit Union Foundation.


Contact Us


1000 Saint Albans Drive
Suite 325
Raleigh, NC 27609

800-822-8859 Phone
919-573-0474 Fax


7440 Broad River Road
Irmo, SC 29063

PO Box 1787
Columbia, SC 29202

800-822-8859 Phone
803-732-4268 Fax