Welcome to The Advocate, sharing news on state and national legislative issues of importance to North Carolina credit unions.
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Sharing news on state and national legislative issues of importance to North Carolina credit unions
February 5, 2018
Polarizing national politics at play in upcoming NC candidate filings

The filing period for North Carolina congressional and state legislative elections opens Feb. 12, even though district maps are still being contested in the courts. Despite that uncertainty, candidates and challengers are acting on their divided political sentiments and announcing their intent to seek office. Many Republican and Democrat incumbents will face challenges this cycle.

The North Carolina Free Enterprise Foundation, a nonprofit organization that provides nonpartisan political research and analysis, has been tracking candidates in advance of the primary election. According to their 2018 Candidate Tracker, Congressman G.K. Butterfield (D-NC1) is the only NC congressional incumbent thus far who has no announced challenger in the 2018 primary or general election. Congressman Patrick McHenry (R-NC10), who is at the highest level of Republican leadership, and Congressman Mark Meadows (R-NC11), House Freedom Caucus chair, have challengers from their own political party.

A quick review of the state legislative races so far reveals that Democrats have recruited more challengers to incumbent Republicans as well as candidates for open seats. Republicans control both chambers of the NC General Assembly with “super majority” margins. This means that Republicans have sufficient votes in each to override any vetoes by Gov. Roy Cooper, a Democrat. Should Democrats win enough seats in one chamber to undo the super majority, the legislative environment in Raleigh would change significantly.

Bill to ease mobile banking passes House

It’s a rare day in Washington, DC when the entire North Carolina delegation votes “yes” on passage of a bill. January 29 was such a day, and credit unions stand to benefit from that support.

HR 1457, MOBILE Act of 2017, passed the House on a 397-8 vote that included the entire North Carolina delegation. The legislation would authorize a financial institution to record personal information from a scan, copy, or image of an individual's driver's license or personal identification card and store the information electronically when the individual initiates an online request to open an account or obtain a financial product. The financial institution could then use the information to verify the authenticity of the driver's license or identification card, verify the identity of the individual, or comply with legal requirements. The financial institution would be required to delete any copy or image of an individual's driver's license or personal identification card after use.

The NC members who serve on the House Financial Services Committee, Representatives McHenry (R-NC10), Pittenger (R-NC9), and Budd (R-NC13), co-sponsored the bill, with Rep. McHenry signing on as an original co-sponsor. The entire North Carolina delegation voted to pass HR 1457. The bill was assigned to the Senate Committee on Banking, where it awaits consideration.

Pre-CUNA GAC conference call briefing set for Feb. 13 at 3 pm

The League will host a conference call briefing at 3:00 pm on Tuesday, February 13 regarding League-sponsored events at the CUNA GAC. CUNA and League staff will provide details about the schedule and issues to raise during visits on Capitol Hill with members of the North and South Carolina delegations. Registrants will receive in advance email the calling instructions and related materials. Please contact Evelyn Hawthorne by email or phone at 919.457.9066.

An overview of League-sponsored activities at CUNA GAC:

Welcome Reception — Sunday, February 25 — 9 - 11 pm (tentative)
Manager’s Reception Room, Embassy Suites Hotel DC Convention Center, 900 10th St NW, Washington, DC

Held jointly with Georgia Credit Union Affiliates, this is a great chance to network and reacquaint with friends and colleagues. Please bring your credit cards to participate in the CUNA PAC drawing! Recipients may collect their League briefing folders.

Hill Visits
North Carolina — Tuesday, February 27 — Noon - 5pm
Capitol Hill Visitors Center, Room 201-200 (refreshments will be provided)

Visits continue Wednesday, February 28 – 11am-4pm
2237 Rayburn HOB (boxed lunches will be provided)

South Carolina — Wednesday, February 28 — 10am - 3pm
SVC 202 (boxed lunches will be provided)

CUNA Governmental Affairs Conference
Feb. 25 - Mar. 1
Washington, DC
registration information
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