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Seven Principles Blog
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In 1844, a small group of weavers from Rochdale, England created the blueprint for how their newly-formed cooperative would operate and serve the local community. These values, known as the Seven Cooperative Principles, serve as the operating guidebook for credit unions and cooperatives throughout the world. This blog was created to honor that legacy and to showcase the everyday efforts of credit unions in the Carolinas that embody the cooperative mission and purpose.


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Upcoming CUaware events focus on volunteerism, fundraising

Posted By Jeff Hardin, Wednesday, April 13, 2016
Updated: Wednesday, April 13, 2016

Looking to lend a helping hand this spring? Then mark your calendar for these upcoming CUaware events with a focus on Principle Seven: Concern for Community.


On April 20, CUaware Triad welcomes Piedmont Advantage Credit Union President and CEO Judy Tharpe as guest speaker for its Lunch & Learn on volunteerism. During this meeting, CUaware will also have open discussion on its summer volunteer project ideas for credit unions to participate in.

View the event page for more details and to RSVP.


Then on May 5, CUaware Midlands is partnering with the Carolinas Credit Union Foundation and Victory Junction to host a “Woodshop Social & Fundraiser” where volunteers will be constructing toys for patients at the local children's hospital. After the toys are delivered, kids will have the chance to paint the toys themselves. Volunteers are asked to BYOH (Bring Your Own Hammer). Additional supplies will be provided at the event.

And although it is not required, CUaware is asking each attendee to donate $20 towards the efforts that CUaware and the Foundation are putting forth in this project. These donations will help cover the cost of supplies, a t-shirt and food & beverages.

“[This event] will give us an excellent opportunity to not only serve those in our community well, but also extend the efforts that numerous credit unions across the Carolinas area are already taking part in,” said Zach deMoya, Account Services Representative at Palmetto Citizens FCU and CUaware Midlands coordinator.

View the event page for more details and to RSVP.


Additional CUaware social events are in the works for the Lowcountry and Triangle regions with dates and details to be announced soon. For the full calendar on CUaware events, click here.

Also, the 2016 CUaware Protégé Competition is underway. Participating credit union chapters include Columbia, Lowcountry, North Piedmont, Northwest, Piedmont, Tarheel, and Upstate. Calendar dates for each of these chapter-level contest will be shared in the coming weeks. To complete an application, visit

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Northwest Chapter supporting Empty Bowls event

Posted By Jeff Hardin, Wednesday, April 06, 2016
Updated: Wednesday, April 06, 2016

Principle Seven: Concern for community. Credit unions work for the sustainable development of communities through policies developed and accepted by the members. Credit unions seek to achieve a greater good through responsible corporate citizenship.


The Board of Directors of the Northwest Chapter of Credit Unions invites credit union employees and members to join them at the Empty Bowls event to benefit the Second Harvest Food Bank of Northwest North Carolina. The event takes place Wednesday, April 27 from 11:00 am until 2:00 pm at the Benton Convention Center in downtown Winston-Salem.

This is the 15th annual Empty Bowls event, which combines good food, pottery and a silent auction to benefit Second Harvest. For a $25 ticket, participants receive a bowl and partake in soup provided by some of the top restaurants in Winston-Salem.

Presented by Texas Pete, this year's event includes a pottery demonstration by the Sawtooth Center for Visual Art. It's an event that connects local artists & restaurants with the community in support of a local agency working to feed people in need. 

To join your credit union friends at this event, please RSVP here

Hunger is a daily concern for many in the Piedmont Triad. To learn more about the issue, please visit the Food Bank's web site, or watch a six-part series on childhood hunger presented by WXII-TV in 2015.    

Tags:  Principle Seven 

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SAVE THE DATE: 2016 Principles & Philosophy Conference

Posted By Jeff Hardin, Tuesday, March 22, 2016
Updated: Tuesday, March 22, 2016

In 2015, 45 credit union staff attended the Principles & Philosophy Conference
in Greenville, SC. This year, the event moves to the Caraway Conference
Center located near Asheboro, NC.

The Credit Union Development Educators (CUDEs) of North Carolina and South Carolina, working in partnership with the League, are pleased to announce the return of the Principles & Philosophy Conference. The event takes place October 18-20 at the Caraway Conference Center in Sophia, NC.

Now in its seventh year, the Principles & Philosophy Conference educates credit union staff about the history of the cooperative and credit union movements, shares the key differences between credit unions and banks, and offers attendees a chance to learn about the changes in the financial services industry. The CUDEs of the two Carolinas developed the program in order to give a deep dive into the cooperative principles. 

"The CUDEs continually work to enhance the programming and curriculum, and many of the program elements they have created have been used by CUDEs throughout the United States," noted Jeff Hardin, the League's director of cooperative initiatives. "This volunteer labor of love by the Development Educators demonstrates what happens when credit unions work together toward a common goal."

The conference provides a meaningful and enriching professional development experience for employees new to credit unions, including people who have come into credit unions from the banking industry. Young professionals also benefit from the conference experience. 

The event takes place at the beautiful Caraway Conference Center in Sophia, NC (near Asheboro). Caraway is an 1,100 acre conference facility and summer camp for boys that is located in the beautiful Uwharrie Mountains of central North Carolina.  

Registration will open soon.For more information on the conference experience, please click here for a recap of the 2015 conference, and click here for a first-person account of the impact of the conference from Marcus Rhymer, who attended the conference last year. 

In the meantime, please save the dates on your calendar and contact Jeff Hardin with questions.

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CUaware Triad lunch and learn focuses on proper credit usage

Posted By Jeff Hardin, Monday, March 14, 2016
Updated: Monday, March 14, 2016

Guest speaker Jon Hamby (Members CU) presented
information on the proper use of credit at the meeting
held at Truliant FCU in Winston-Salem.

Jon Hamby (Members CU), a Certified Credit Union Financial Counselor (CCUFC), shared information on the proper use of credit at the CUaware Triad lunch and learn session held February 17. About 35 credit union staff attended "Credit - A Better Understanding" at the Truliant FCU headquarters in Winston-Salem.

In addition to his role at Members, Hamby is very active and engaged in CUaware, and earned his CCUFC designation in 2015 while participating in the CUaware Protégé Mentor program.

In addition to the program focused on the proper use of credit, the meeting featured a 50/50 raffle with the winner taking home $48.   

Tags:  CUaware 

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Carolinas CUDE group meets to consider future mission, steps

Posted By Jeff Hardin, Tuesday, March 08, 2016

Cynthia Campbell (standing) of the Filene Research Institute guides the CUDE
group through its facilitation process at Caraway Conference Center. 

Thirty Credit Union Development Educators (CUDEs) from North Carolina and South Carolina came together March 6-7 for a time of fun, inspiration and planning for the future. The 30 representatives of the Carolinas CUDE Group had a brainstorming session in order to begin the process of planning their future steps.

"We had a remarkable, fun outing together," shared Jeff Hardin, the League's director of cooperative initiatives. "Everyone contributed to the success of the event and left inspired that this group can do great things collectively."

The Carolinas CUDE Group already has an impressive list of accomplishments in its six year history. The group designed and rolled out the Principles & Philosophy Conference in 2010, as well as the Reality of Money financial education tool.  

This year's planning session began at Victory Junction in Randleman, NC. In addition to a camp tour and welcoming reception, the CUDEs learned about the history and mission of the camp and the impact credit unions have had on the camp through their donations through the years. 

Following their time at Victory Junction, the CUDEs headed to Caraway Conference Center for a retreat and planning session lead by Cynthia Campbell of the Filene Research Institute. The action items from the planning session include developing a mission statement for the group that articulates the unique role the CUDE group plays in the credit union movement.

The group will also begin discussing a future project idea that will impact and serve the larger credit union movement in the Carolinas. "This is a talented and diverse group of people from credit unions of all sizes," shared Hardin. "I'm sure whatever project the group decides to work on it will be bold, innovative and have a positive impact."   

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