Contact Us   |   Sign In   |   Register
Sitewide Search
Sign In

Forgot your password?

Haven't registered yet?

Latest News

North Piedmont Chapter of CUs Outing

Piedmont Chapter of CUs - Charity Golf Tournament

Tarheel Chapter of CUs Meeting

Foothills Chapter of CUs Meeting

Seven Principles Blog
Blog Home All Blogs
In 1844, a small group of weavers from Rochdale, England created the blueprint for how their newly-formed cooperative would operate and serve the local community. These values, known as the Seven Cooperative Principles, serve as the operating guidebook for credit unions and cooperatives throughout the world. This blog was created to honor that legacy and to showcase the everyday efforts of credit unions in the Carolinas that embody the cooperative mission and purpose.


Search all posts for:   


Top tags: Principle Seven  Principle Five  Principle Six  CUaware  CUaware Protégé  CU Lunch Local  National CU Foundation  Credit Unions  Coastal FCU  Members Credit Union  Piedmont Chapter  Credit Union Development Education  CUDE  Durham Co-op Market  Hub City Co-op  Renaissance Community Co-op  Self-Help Credit Union  Carolinas Credit Union Foundation  Children's Miracle Network  Credit Union History  Mountain CU  Palmetto Citizens FCU  Palmetto First FCU  Pee Dee Chapter  People Helping People  Piedmont Advantage CU  Principle One  Principle Three  Principle Two  Principles and Philosophy Conference 

Acting out: CUaware Lowcountry to learn pioneer stories

Posted By Jeff Hardin, Wednesday, February 24, 2016
Updated: Wednesday, February 24, 2016

The event features volunteer actors who
dress in period costume and read a
first-person account of key events that
shaped their credit union experience.
(Pictured: Terri Hendrix of Carolina Foothills
FCU as "Louise Herring.")

The Lowcountry Council of CUaware will learn more about credit union history thanks to some volunteer actors from among their ranks. The event takes place Wednesday, March 16 from 8:00 - 10:00 am in North Charleston at the South Carolina Federal Credit Union headquarters location on Rivers Avenue. 

The learning event features a series of volunteers who dress in period costume and read a first-person account of the world their credit union pioneer lived in, as well as the key events that shaped their credit union experience. "So often our look at history focuses on the results of the pioneers' efforts rather than their motivations," shared Jeff Hardin, the CCUL director of cooperative initiatives. "By focusing on the events taking place in their lives and in the lives of the people they knew and loved, we get a better view of how powerful the cooperative model is and why our pioneers saw cooperation as a way to help humanity."

This living approach to history was conceived by the volunteer Credit Union Development Educators (CUDEs) in North Carolina and South Carolina, who tried it for the first time at the 2015 Principles & Philosophy Conference in Greenville, SC. The National Credit Union Foundation later used this same method at the Winter CUDE event in Dallas, TX earlier this year.     

Hardin will facilitate the event in order to tie the stories together and to share how the credit union system was evolving through the course of time. "The overall objective is for people to connect with the pioneers more fully and be invited to consider how we might follow their examples in our own credit union careers." 

This event is just one way the League can provide customized training on the Credit Union Principles & Philosophy, as well as a creative and fun approach to history. If your credit union or chapter would like to learn more about customized training programs of this type, please contact Jeff Hardin at 919-457-9063.    


This post has not been tagged.

Share |
PermalinkComments (0)

Guest post: are millennials really the next best thing?

Posted By Jeff Hardin, Tuesday, February 09, 2016
Updated: Tuesday, February 09, 2016

(Editor's note: Akira Jacobs is the 2015 CUaware Protégé. She will be sharing her thoughts and experiences throughout the year. You can learn more about the CUaware Protégé program by clicking here

"I was under the impression you
had to work your way up the
corporate ladder to be heard.
The CUaware Protégé Competition
completely breaks that barrier of
fear and offers a platform for
Millennials to convey their ideas
with the leaders of the credit
union movement."

Many people believe that millennials are the generation that will be next to take over the workplace. We have been called the next best thing, rising stars, and futuristic. Our generation is currently under the microscope for many different reasons. While everyone in corporate America is praising millennials, they have failed to realize the real perception that is being created. The baby boomer generation thinks we are going to come in with our ideas and change everything. While the millennials think they have everything figured out and run things more efficiently.

In the midst of all the back and forth, I had to ask myself, “Are millennials really the next best thing, or do we still have a lot to learn before moving into the role of leadership”? My conclusion is this: While millennials will be the next generation to take over the work force, we are not ready just yet. The reason why people say we are the rising stars, and the future generation is because we are just that, rising. When you are building yourself to become a leader it is done over time, with patience and the help of the current leaders.

The Carolinas Credit Union League went against the divide that was created and created an atmosphere that included both millennials and the current leaders. They created the Protégé Competition. This competition allows millennials the chance to speak about their ideas in a setting where the leaders of credit unions are there to listen.

Millennials have a lot of innovative ideas to bring to the table. In the past, I always thought I had to wait my turn to share my thoughts, ideas and passions. I was under the impression you had to work your way up the corporate ladder to be heard. The CUaware Protégé Competition completely breaks that barrier of fear and offers a platform for Millennials to convey their ideas with the leaders of the credit union movement.

One of the benefits of being involved in this competition is the Mentorship Program. This program parallels with Principle Five: Education, training and information. Everyone who participates in the competition is paired up with a mentor who is a leader of the credit union movement. These mentors assist the protégés with reaching their personal and career goals. The mentorship program has become a very valuable asset to my career. I have been paired with Mark Curran, who leads the way for one of my passions, the community. Mark knows what my goals are and is able to offer insight on how he has been able to incorporate Principle Seven: Concern for community within his current role in the credit union. The opportunity to work with someone from another credit union, and gain insight and encouragement from them is priceless.

I truly believe this competition has set the tone for the future of the credit union movement. It is important to help future leaders gain the knowledge and skills that our current leaders already have. The Protégé Competition bridges any divide between leaders and rising leaders. It allows them to collaborate their best practices and work together for the common good of the credit union movement’s future.

Being a part of the Protégé Competition has been an amazing experience for me. I highly recommend anyone who falls into the 35 and under crowd to take advantage of this opportunity. It not only enables you to grow in your career, but also allows you to see the importance of the credit union movement in its entirety.

Akira Jacobs is the benefits coordinator for South Carolina Federal Credit Union. She has worked at SC Federal for more than seven years and aspires to become an executive director. She is currently studying business administration at Strayer University. Akira, who serves as vice chair for SC Federal's foundation committee, also enjoys doing outside charity work.

This post has not been tagged.

Share |
PermalinkComments (0)

Guest post: The Nehemiah Principle

Posted By Jeff Hardin, Monday, February 01, 2016
Updated: Wednesday, January 27, 2016

Editor's note: South Carolina Federal Credit Union COO Troy Hall recently earned his Credit Union Development Education (CUDE) certification from the National Credit Union Foundation. Hall recounts his experience at CUDE and the impact it had on him in this guest post. For more on the Winter 2016 class Hall was a part of, please click here.  

"Leaders engage individuals in
accomplishing results often beyond
the individual’s own perception of what
is possible or even probable. Leaders
successful in these endeavors model
behavior in accordance with high
standards of morality, decency, and
honesty. Leaders of social change
ignite passion for a vision greater
than themselves, challenge the status
quo, enable the heart, and encourage
the follower."

My DE experience helped define my role as an agent for social change. Looking beyond philosophy, I became acutely aware of how important it is to blend feeling with doing and to care for others regardless of conditions, circumstances, or culture. This self-discovery empowers me as a global leader to impact helplessness, hope, and humanity by positively changing one life at a time.

Throughout the ages, leaders have been charged with the responsibility to motivate, influence, and enable others to attain a positive outcome within the group of which they belong. Leaders engage individuals in accomplishing results often beyond the individual’s own perception of what is possible or even probable. Leaders successful in these endeavors model behavior in accordance with high standards of morality, decency, and honesty. Leaders of social change ignite passion for a vision greater than themselves, challenge the status quo, enable the heart, and encourage the follower. Combining these five leadership perspectives together with personal attributes and experiences solidify the power of one or what I will now call “The Nehemiah Principle."

As historically documented, Nehemiah was successful in leading the rebirth of the fallen wall of Jerusalem. Prior to Nehemiah’s plan, the daunting task of rebuilding the wall paralyzed the people, and the lack of strong leadership contributed to confusion and apathy. These feelings of inactivity were present even though the people knew the wall was a symbol of safety and soundness, and it’s presence represented a secure future. Without the wall, the people were vulnerable to attack. So, knowing the benefits of the outcome was still not enough information to change one’s behavior. Nehemiah realized he must inspire a change in how the people thought and reacted to the situation. Understanding education alone was not enough to break the cycle of helplessness; Nehemiah’s plan involved reducing the very complicated engineering task into a simple concept of one. He engaged each family unit to collect the tools and materials needed to construct their own portion of the wall. Before Nehemiah’s plan, the task of rebuilding the wall was so great the people failed to do anything about it, although there was a great need to do so. When Nehemiah focused the families’ actions on the singular activity of restoring their portion of the wall, they were able to complete the task and rebuild it. They did so one stone at a time, one row at a time, and one section at a time. Through this activity, many shared a renewed sense of community, as some families after completing their portion of the wall, reached out to help their neighbors. The Nehemiah Principle reflects the power of one.

Looking more closely into the history books of credit unions, the example of Louise Herring emerges. In the early days of building the credit union network, Louise Herring, the mother of credit unions, embodied the concept of one. While helping to create hundreds of credit unions, she could see the needs of many immigrants and their plight to overcome poverty and adversity. Louise looked beyond the many and took the time to help one immigrant worker provide funding for his son’s education. Louise’s singularly-focused efforts resulted in the young man’s successful education that would lead to a prominent role as a medical professional. As time passed by, Louise’s health waned and she found herself needing medical attention for a heart condition. The surgeon who saved her life was, in fact, the son of that immigrant worker she had helped over thirty-years ago.

From a historical perspective, both Nehemiah and Louise Herring understood how to be good agents of social change. They shifted the overwhelming social and development needs of all humanity to solving the immediate concern of an individual. These leaders addressed the social philosophy of people helping people using the power of one. And, by doing so, forever changed how to successfully engage leaders in solving the humanitarian needs of the world.

Troy Hall, Chief Operation Officer for South Carolina Federal Credit Union, is a global leader of senior managers with almost 40 years of strategic experience and more than 20 years serving on staff, and as an outside marketing consultant for the credit union industry. As an international speaker, Hall’s "Not Your Grandpa's Conference Sessions" influence and enable leaders in the areas of leadership, group dynamics, diversity, and critical thinking.

Tags:  Credit Union Development Education 

Share |
PermalinkComments (0)

CCUL rolls out cooperatively-focused blog site

Posted By Jeff Hardin, Tuesday, January 26, 2016
Updated: Tuesday, January 26, 2016

Principle Six: Cooperation among cooperatives. Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures.

In an effort to better connect the cooperative movement in North Carolina & South Carolina, the League proudly announces the debut of The Bridge. This new blog site aims to showcase the impact cooperatives have across communities in the Carolinas, as well as share news and opinions from the cooperative sector.

"The League is keenly focused on maintaining and building the cooperative community in the Carolinas," shared Jeff Hardin, CCUL's director of cooperative initiatives. "Carolina credit unions have strong ties with one another and work together on areas of mutual concern, but we are just one part of a larger cooperative movement. By focusing on the activities of the wider cooperative sector, we can all look for better connectivity and a stronger cooperative community. The Bridge will help provide that focus."

Credit unions are invited to subscribe to The Bridge via email using the menu option located at the top of the right-hand side menu. The blog features the ability for you to comment on stories and news items using many commonly-used social media accounts.

The Bridge also has social media accounts on Facebook, Twitter, Instagram and Pinterest. "We invite everyone to give the blog and its accounts a follow and share your stories, pictures and news," said Hardin. You will find The Bridge at     

Tags:  Cooperatives  Principle Six 

Share |
PermalinkComments (0)

Recapping the top 10 Seven Principles Blog stories from 2015

Posted By Jeff Hardin, Monday, December 28, 2015
Updated: Monday, December 21, 2015

With more than 80 posts shared this year, the Seven Principles Blog has covered a number of stories that encapsulate the seven cooperative principles that guide the credit union movement. From Concern for Community (Principle Seven) to Democratic Member Control (Principle Two) and Education & Training (Principle Five), the blog aims to continue sharing the impact credit unions make in the Carolinas.

As the last post in 2015, it only felt right to sum up this year’s experiences by sharing the top ten stories that you, the readers, cared about most.

The League looks forward to sharing more of the community news you enjoy in 2016 and is excited to announce that a new blog will be joining our lineup (Drumroll, please). Aptly titled, The Bridge, this blog will share the stories of the larger cooperative industry in North and South Carolina, from consumer cooperatives like food co-ops and electrical co-ops, to worker cooperatives like farmers co-ops. It is envisioned as a single landing spot for cooperative news in the Carolinas! Stay tuned for more on this in 2016.

Thank you and Have a Happy New Year!


1. 2014 CUaware Protégés benefiting from mentor program (posted March 30, 2015)

In 2014, six chapter-level winners participated in the CUaware Protégé Competition. From the written tests and public speaking engagements at the chapter level, to the finals at the Leadership Conference, each contestant described the CUaware Protégé Competition as quite a learning experience. That learning experience has continued into 2015, as five of the six chapter winners have been paired with a credit union mentor... Continue Reading »

2. League, credit unions produce Seven Cooperative Principles video (posted June 24, 2015)

CCUL joined forces with credit union voices from both Carolinas to create a Seven Cooperative Principles educational video. The video made its debut on June 15 during the CCUL Annual Meeting. "We wanted to create a video that would relate each of the “Principles” in terms that were more familiar… Continue Reading »

3. Scholarships available for the Principles & Philosophy Conference (posted May 21, 2015)

Through the support of credit unions and credit union organizations, the League was able to offer 10 scholarships this year to staff persons from credit unions with $125 million or less in assets to attend the 2015 Principles & Philosophy Conference, held November 1-3 in beautiful downtown Greenville, SC. Continue Reading »

4. CU Lunch Local is less than two months away (posted August 21, 2015)

We've had a long, hot summer in the Carolinas but fall is just around the corner -- and CU Lunch Local is now less than two months away! Credit unions in both South Carolina and North Carolina participated in CU Lunch Local this past year. The initiative, which is aimed at supporting locally-owned small businesses, is held each year during International Credit Union Week… Continue Reading »

5. Guest Post: Greenville Children's Hospital shares impact of Upstate Chapter (posted February 9, 2015)

Dianne Dillon, Children's Miracle Network Coordinator for the Greenville Health System, shares the positive impact the Upstate Chapter of Credit Unions has made on the GHS Children’s Hospital. In addition to raising funds for the hospital, the Upstate Chapter adopted a Miracle Family and is providing encouragement to Madison Wilson (the patient) and her family... Continue Reading »

6. Guest post: What I learned at the Principles & Philosophy Conference (posted November 18, 2015)

Latitude 32 Credit Union’s Marcus Rhymer share the top ten things he learned at the 2015 Principles & Philosophy Conference. Rhymer: “While this conference had many components of a traditional conference format, a few things differed. This conference became a deep dive into the foundation of the credit union principles and philosophies which included full engagement from all participants...” Continue Reading »

7. CUaware Triad group REACHes to host volunteer event (posted July 14, 2015)

The Carolinas Credit Union Foundation introduced the Reach program at the beginning of 2015. The premise of Reach is to take the experiences of Victory Junction Camp on the road to Children’s Hospitals, Ronald McDonald Houses, and anywhere else where children and their families are gathered for an extended time of recovery. In July, CUaware partnered with the Foundation to serve as volunteers for the daylong Winston-Salem event at the Ronald McDonald House. Continue Reading »

8. SC Telco's Koy Stone wins CUaware Protégé Chapter Competition (posted August 13, 2015)

SC Telco Federal Credit Union’s Koy Stone is named as one of the seven finalists to compete in the 2015 CUaware Protégé Competition finals. He won the Upstate chapter-level competition Tuesday evening, August 11… Continue Reading »

9. Members CU’s Tanya Council wins Northwest Chapter CUaware Protégé Competition (posted August 21, 2015)

Members Credit Union’s Tanya Council is named as one of the seven finalists to compete in the 2015 CUaware Protégé Competition finals. She emerged as the Northwest Chapter's finalist in a field of five candidates... Continue Reading »

10. Credit unions support CU Lunch Local (posted October 19, 2015)

In a video recap, CCUL spotlights the many credit unions that participated in CU Lunch Local on Tuesday, October 13. Staff and members at participating credit unions fanned out to local restaurants in order to support local business and call attention to credit unions as locally-owned financial institutions that care about the community… Continue Reading »

This post has not been tagged.

Share |
PermalinkComments (0)
Page 3 of 30
1  |  2  |  3  |  4  |  5  |  6  |  7  |  8  >   >>   >|