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Seven Principles Blog
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In 1844, a small group of weavers from Rochdale, England created the blueprint for how their newly-formed cooperative would operate and serve the local community. These values, known as the Seven Cooperative Principles, serve as the operating guidebook for credit unions and cooperatives throughout the world. This blog was created to honor that legacy and to showcase the everyday efforts of credit unions in the Carolinas that embody the cooperative mission and purpose.


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National CU Foundation video flips the script on a "lost cause"

Posted By Jeff Hardin, Monday, March 23, 2015


Principle Five: Education, training, and information. Credit unions provide financial education to their members as well as the communities they serve.

Check out this creative and inspirational video produced by the National Credit Union Foundation. When it comes to financial freedom, I'm a lost cause was shown at the Herb Wegner Memorial Awards during the CUNA Governmental Affairs Conference.

Tags:  National CU Foundation  Principle Five 

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Waylett, Hendrix participate in GAC opening ceremonies

Posted By Jeff Hardin, Monday, March 09, 2015

 Terri Hendrix, Carolina Foothills FCU  Michael Waylett, Vision Financial FCU

Two of North Carolina and South Carolina's finest participated in the opening of the CUNA Governmental Affairs Conference. Terri Hendrix of Carolina Foothills FCU (Spartanurg) and Michael Waylett of Vision Financial FCU (Durham) carried their respective state's flags on Monday morning, March 9.

The flag ceremony marks the official opening of CUNA's flagship political event of the year. Representatives from all 50 states march in a procession to demonstrate the power and connectivity of the cooperative movement.

Both Waylett and Hendrix are Credit Union Development Educators. CUDEs typically represent their state in the flag-bearing ceremony. In addition to the state flag, Hendrix wore a scarf adorned with the Palmetto tree and crescent moon, the symbols most commonly associated with the state.

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Principle Seven: new video showcases impact of NCUF

Posted By Jeff Hardin, Monday, March 09, 2015

Principle Six: Cooperation among cooperatives. Credit unions work together to improve services to members and build sustainable communities.

Principle Seven: Concern for community. Since cooperatives are locally owned, they are committed to investing in the community.

The National Credit Union Foundation recently released a video highlighting the programs and impact of the agency. The video tells the story though the experiences of Foundation staff as well as credit union employees who have utilized NCUF's programs.

The mission of the National Credit Union Foundation is to be a catalyst to improve people’s financial lives through credit unions. The video describes NCUF's core programs, including financial reality fairs, poverty simulations, and the Development Education program among others.

To learn more about the Foundation and how your credit union & community can benefit, please access the How We Help page on the Foundation's web site.

Tags:  Principle Seven  Principle Six 

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Principle Seven: Freedom FCU begins Salute A Cop! program to express gratitude

Posted By Jeff Hardin, Monday, March 09, 2015
Updated: Monday, March 09, 2015

Principle Seven: Concern for community. Since cooperatives are locally owned, they are committed to investing in the community.

Freedom FCU President/CEO Jeff Jones (right) is pictured with representatives
from the Rocky Mount Police Department. The credit union presented officers
with gift baskets as part of its first-ever Salute A Cop!

In an effort to be a supportive voice for law enforcement in Rocky Mount and encourage others to do the same, Freedom FCU recently honored the men and women in blue through the credit union's Salute A Cop! program. Credit union staff delivered a snack bag and other goodies to each member of the police department.

“We were just trying to do something that hopefully others will pick up on and build on,” credit union CEO Jeff Jones said in an article published in the Rocky Mount Telegram. “The individual goodie bags were very simple and consisted of snack items as well as a couple of Freedom trinkets. The value of the items given was really pretty low, but the appreciation they conveyed was great."

Jones also encouraged others to join the concept. "We’d like to see churches, civic organizations, others businesses and individual citizens make efforts to show their appreciation for law enforcement.”

“It’s a pick-me-up,” Rocky Mount police Capt. Laura Fahnestock said in the newspaper article. “While we’re serving and protecting our community, just someone showing that they appreciate what we do helps to make our day even better.”

Jones says that the credit union plans to Salute A Cop! at least annually, and is hopeful that credit unions in North Carolina and South Carolina will make the effort to thank police and other first responders for the service they provide to the community. If you would like more information about Salute A Cop! please contact Jeff Hardin

Tags:  Principle Seven 

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Center for Responsible Lending talks payday loans on NC Public Radio

Posted By Jeff Hardin, Wednesday, March 04, 2015

Principle Seven: Concern for community. Since credit unions are locally owned financial institutions, they are committed to investing in the community.

As the Consumer Financial Protection Bureau takes up the issue of payday lending, Diane Standaert of the Center for Responsible Lending spoke with The State of Things Host Frank Stasio about the harm payday lending causes, and why the CFPB is looking into the issue.

Standaert, the CRL's director of state policy, notes that payday loans prey on the most vulnerable individuals and families, including members of the Armed Forces. You may listen to the interview by clicking here.  

Tags:  Principle Seven 

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