Contact Us   |   Sign In   |   Register
Sitewide Search
Sign In

Forgot your password?

Haven't registered yet?

Latest News

North Piedmont Chapter of CUs Outing

Piedmont Chapter of CUs - Charity Golf Tournament

Tarheel Chapter of CUs Meeting

Foothills Chapter of CUs Meeting

Seven Principles Blog
Blog Home All Blogs
In 1844, a small group of weavers from Rochdale, England created the blueprint for how their newly-formed cooperative would operate and serve the local community. These values, known as the Seven Cooperative Principles, serve as the operating guidebook for credit unions and cooperatives throughout the world. This blog was created to honor that legacy and to showcase the everyday efforts of credit unions in the Carolinas that embody the cooperative mission and purpose.


Search all posts for:   


Top tags: Principle Seven  Principle Five  Principle Six  CUaware  CUaware Protégé  CU Lunch Local  National CU Foundation  Credit Unions  Coastal FCU  Members Credit Union  Piedmont Chapter  Credit Union Development Education  CUDE  Durham Co-op Market  Hub City Co-op  Renaissance Community Co-op  Self-Help Credit Union  Carolinas Credit Union Foundation  Children's Miracle Network  Credit Union History  Mountain CU  Palmetto Citizens FCU  Palmetto First FCU  Pee Dee Chapter  People Helping People  Piedmont Advantage CU  Principle One  Principle Three  Principle Two  Principles and Philosophy Conference 

Piedmont Advantage Credit Union CEO Judy Tharp speaks on volunteerism

Posted By Jeff Hardin, 21 hours ago
Updated: 12 hours ago

Principle Seven: Concern for community. Credit unions work for the sustainable development of communities through policies developed and accepted by the members. Credit unions seek to achieve a greater good through responsible corporate citizenship.

On Wednesday, April 20, 2016 members of CUaware Triad met for a Lunch & Learn session at Members Credit Union in Winston Salem, NC. Piedmont Advantage CU President and CEO Judy Tharp was the guest speaker and she spoke on the topic of volunteerism.

Tharp shared the vision and mission of Piedmont Advantage Credit Union and its approach to volunteerism and social responsibility. Tharp discussed the credit union’s social responsibility charter and social responsibility team that helps to keep the entire organization focused.

Tharp discussed the effects of embracing social responsibility and how credit unions are building an ethical framework that demonstrates an obligation to act for the benefit of society at large.

Tharp engaged the group to share ideas of what they were doing to support volunteerism and social responsibility within their own credit unions.

This post has not been tagged.

Share |
PermalinkComments (0)

CUaware Protégé Mentor program to expand

Posted By Jeff Hardin, Tuesday, May 03, 2016
Updated: Tuesday, May 03, 2016

Principle Five: Education, training, and information. Credit unions educate and train members, employees and volunteers so they can contribute effectively to the development of the credit union. In addition, credit unions provide financial education for their members and the public.

Principle Six: Cooperation among cooperatives. Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures.

For two years, the CUaware Protégé Mentor program has successfully connected young professionals with mentors at credit unions in North Carolina & South Carolina. These connections have provided young professionals with valuable career insights, while offering established professionals a meaningful opportunity to give back to the movement.

As a result, the League is pleased to announce that the program will expand later this year to include any young professional in the Carolinas who submits an approved application to participate in the program.  "We've seen many success stories emerging from this program in the first two years," said Jeff Hardin, the League's director of cooperative initiatives. "The expansion of the program reflects these early successes and the realization that we all benefit by opening ourselves up to new opportunities for collaboration and growth."       

The CUaware Protégé Mentor program connects credit union professionals age 35 and under with a mentor for a period of one year. Through a process that is collaboratively designed by the mentor and protégé, a plan and goals are developed, and a strategy for maintaining regular contact is created.

Eligibility was originally limited to CUaware Protégé Competition Finals participants, and then expanded in its second year to include all chapter level participants in the Protégé Competition.

The expansion of the program will naturally create a higher demand for mentors representing credit unions and credit union organizations in the Carolinas. Applications for both Protégés and Mentors may be submitted online on the Carolinas Credit Union League web site between now and September 1.

Applications submitted will be reviewed in September, with Mentor-Protégé pairings announced in the fall. For more information or to apply, please click here to go to the CUaware Protégé Mentor program page. If you have any questions, please contact Jeff Hardin (919-457-9063). 

Tags:  Principle Five  Principle Six 

Share |
PermalinkComments (0)

Reality of Money materials updated, now available for credit unions

Posted By Jeff Hardin, Tuesday, April 26, 2016
Updated: Tuesday, April 26, 2016

Principle Five: Education, training, and information. Credit unions educate and train members, employees and volunteers so they can contribute effectively to the development of the credit union. In addition, credit unions provide financial education for their members and the public. 

The Reality of Money, a free financial educational education simulation for high school students, has been updated and is now available for your credit union to use! The update includes new stations and student profiles, plus other modifications to the materials. 

Created in 2013 by a volunteer group of Credit Union Development Educators in North Carolina and South Carolina, the Reality of Money is an experiential learning event that provides students with sample job, education, income and life profiles. Students then navigate a series of booths covering essential needs like food, housing, health care, and groceries.

The updates to the Reality of Money were envisioned and designed by State Employees' Credit Union based on their extensive experience with using the simulation. Their enhancements include a Dollars and $ense station, where participants answer a basic consumer/financial question on it. SECU also added 11 new occupations to the student profiles.    

The updated version was successfully presented to 50 students at Financial Literacy Day in Columbia on April 12. If you are interested in more information, please go to the Reality of Money page. Registered users of the CCUL web site may view and download the materials free of charge by logging in to their accounts. (You will find the materials at the bottom of the page after successfully logging in to your account.) 

For more information or questions, please contact Jeff Hardin at 919-457-9063.  


Tags:  Principle Five  Reality of Money 

Share |
PermalinkComments (0)

NCUF's Life Simulation now available for credit unions in the Carolinas

Posted By Jeff Hardin, Thursday, April 14, 2016
Updated: Thursday, April 14, 2016

Principle Five: Education, training, and information. Credit unions educate and train members, employees and volunteers so they can contribute effectively to the development of the credit union. In addition, credit unions provide financial education for their members and the public.

The Carolinas Credit Union League is pleased to announce that through a partnership with Carolina Foothills FCU and Coastal FCU, credit unions will have access to the "Life Simulation." This experience is designed and made available by the National Credit Union Foundation.

The Life Simulation experience is designed to help credit union employees, volunteers and leadership begin to understand what it might be like to live in a typical low-income family trying to survive from month to month. It is unique and special because it combines the financial and emotional distress that 25 simulated families tackle as one of up to 90 participants. This exercise is an ideal staff training program that can also be used as an event break out session, a chapter meeting or to host a community event.

The partnership agreement between Carolina Foothills, Coastal, the League and the Foundation makes the Life Simulation available to all affiliated credit unions in North Carolina and South Carolina. “Participating in the Life Simulation allows credit union employees to see first-hand what it’s like to have to choose between healthy food and keeping the lights and water on, or providing medical care for a sick child or making a car payment," shared Terri Hendrix, the VP of business development & community engagement at Carolina Foothills. "These choices are being made every day by many of our members."

During the three hour activity, participants are grouped into “families” that are struggling to make ends meet in a simulated month of four fifteen minute weeks. At the conclusion of the exercise participants will be more aware to the daily realities of many American families.

"It’s difficult to understand what someone is going through until you walk a day in their shoes, which is why this Life Simulation is such an eye opening experience that will change the lives of your credit union staff, and ultimately the lives of your members,“ said Lois Kitsch, the national program director at the Foundation. “The Foundation has worked hard to create a simulation that truly represents the daily struggles that our members, neighbors, and friends may be facing each day. "

If you have any questions or would like to schedule the Life Simulation exercise at your credit union or chapter, please contact Jeff Hardin

Tags:  National CU Foundation  Principle Five 

Share |
PermalinkComments (0)

Upcoming CUaware events focus on volunteerism, fundraising

Posted By Jeff Hardin, Wednesday, April 13, 2016
Updated: Wednesday, April 13, 2016

Looking to lend a helping hand this spring? Then mark your calendar for these upcoming CUaware events with a focus on Principle Seven: Concern for Community.


On April 20, CUaware Triad welcomes Piedmont Advantage Credit Union President and CEO Judy Tharpe as guest speaker for its Lunch & Learn on volunteerism. During this meeting, CUaware will also have open discussion on its summer volunteer project ideas for credit unions to participate in.

View the event page for more details and to RSVP.


Then on May 5, CUaware Midlands is partnering with the Carolinas Credit Union Foundation and Victory Junction to host a “Woodshop Social & Fundraiser” where volunteers will be constructing toys for patients at the local children's hospital. After the toys are delivered, kids will have the chance to paint the toys themselves. Volunteers are asked to BYOH (Bring Your Own Hammer). Additional supplies will be provided at the event.

And although it is not required, CUaware is asking each attendee to donate $20 towards the efforts that CUaware and the Foundation are putting forth in this project. These donations will help cover the cost of supplies, a t-shirt and food & beverages.

“[This event] will give us an excellent opportunity to not only serve those in our community well, but also extend the efforts that numerous credit unions across the Carolinas area are already taking part in,” said Zach deMoya, Account Services Representative at Palmetto Citizens FCU and CUaware Midlands coordinator.

View the event page for more details and to RSVP.


Additional CUaware social events are in the works for the Lowcountry and Triangle regions with dates and details to be announced soon. For the full calendar on CUaware events, click here.

Also, the 2016 CUaware Protégé Competition is underway. Participating credit union chapters include Columbia, Lowcountry, North Piedmont, Northwest, Piedmont, Tarheel, and Upstate. Calendar dates for each of these chapter-level contest will be shared in the coming weeks. To complete an application, visit

This post has not been tagged.

Share |
PermalinkComments (0)
Page 1 of 30
1  |  2  |  3  |  4  |  5  |  6  >   >>   >|