Contact Us   |   Sign In   |   Register
Sitewide Search
Sign In

Forgot your password?

Haven't registered yet?

Latest News

North Piedmont Chapter of CUs Outing

Piedmont Chapter of CUs - Charity Golf Tournament

Tarheel Chapter of CUs Meeting

Western Chapter Charity Golf Tournament

Seven Principles Blog
Blog Home All Blogs
In 1844, a small group of weavers from Rochdale, England created the blueprint for how their newly-formed cooperative would operate and serve the local community. These values, known as the Seven Cooperative Principles, serve as the operating guidebook for credit unions and cooperatives throughout the world. This blog was created to honor that legacy and to showcase the everyday efforts of credit unions in the Carolinas that embody the cooperative mission and purpose.


Search all posts for:   


Top tags: Principle Seven  Principle Five  CUaware  Principle Six  CUaware Protégé  CU Lunch Local  National CU Foundation  Credit Unions  Coastal FCU  Members Credit Union  Piedmont Chapter  Credit Union Development Education  CUDE  Durham Co-op Market  Hub City Co-op  Renaissance Community Co-op  Self-Help Credit Union  Carolinas Credit Union Foundation  Children's Miracle Network  Credit Union History  Mountain CU  Palmetto Citizens FCU  Palmetto First FCU  Pee Dee Chapter  People Helping People  Piedmont Advantage CU  Principle One  Principle Three  Principle Two  Principles and Philosophy Conference 

Reality of Money materials updated, now available for credit unions

Posted By Jeff Hardin, Tuesday, April 26, 2016
Updated: Tuesday, April 26, 2016

Principle Five: Education, training, and information. Credit unions educate and train members, employees and volunteers so they can contribute effectively to the development of the credit union. In addition, credit unions provide financial education for their members and the public. 

The Reality of Money, a free financial educational education simulation for high school students, has been updated and is now available for your credit union to use! The update includes new stations and student profiles, plus other modifications to the materials. 

Created in 2013 by a volunteer group of Credit Union Development Educators in North Carolina and South Carolina, the Reality of Money is an experiential learning event that provides students with sample job, education, income and life profiles. Students then navigate a series of booths covering essential needs like food, housing, health care, and groceries.

The updates to the Reality of Money were envisioned and designed by State Employees' Credit Union based on their extensive experience with using the simulation. Their enhancements include a Dollars and $ense station, where participants answer a basic consumer/financial question on it. SECU also added 11 new occupations to the student profiles.    

The updated version was successfully presented to 50 students at Financial Literacy Day in Columbia on April 12. If you are interested in more information, please go to the Reality of Money page. Registered users of the CCUL web site may view and download the materials free of charge by logging in to their accounts. (You will find the materials at the bottom of the page after successfully logging in to your account.) 

For more information or questions, please contact Jeff Hardin at 919-457-9063.  


Tags:  Principle Five  Reality of Money 

Share |
PermalinkComments (0)

NCUF's Life Simulation now available for credit unions in the Carolinas

Posted By Jeff Hardin, Thursday, April 14, 2016
Updated: Thursday, April 14, 2016

Principle Five: Education, training, and information. Credit unions educate and train members, employees and volunteers so they can contribute effectively to the development of the credit union. In addition, credit unions provide financial education for their members and the public.

The Carolinas Credit Union League is pleased to announce that through a partnership with Carolina Foothills FCU and Coastal FCU, credit unions will have access to the "Life Simulation." This experience is designed and made available by the National Credit Union Foundation.

The Life Simulation experience is designed to help credit union employees, volunteers and leadership begin to understand what it might be like to live in a typical low-income family trying to survive from month to month. It is unique and special because it combines the financial and emotional distress that 25 simulated families tackle as one of up to 90 participants. This exercise is an ideal staff training program that can also be used as an event break out session, a chapter meeting or to host a community event.

The partnership agreement between Carolina Foothills, Coastal, the League and the Foundation makes the Life Simulation available to all affiliated credit unions in North Carolina and South Carolina. “Participating in the Life Simulation allows credit union employees to see first-hand what it’s like to have to choose between healthy food and keeping the lights and water on, or providing medical care for a sick child or making a car payment," shared Terri Hendrix, the VP of business development & community engagement at Carolina Foothills. "These choices are being made every day by many of our members."

During the three hour activity, participants are grouped into “families” that are struggling to make ends meet in a simulated month of four fifteen minute weeks. At the conclusion of the exercise participants will be more aware to the daily realities of many American families.

"It’s difficult to understand what someone is going through until you walk a day in their shoes, which is why this Life Simulation is such an eye opening experience that will change the lives of your credit union staff, and ultimately the lives of your members,“ said Lois Kitsch, the national program director at the Foundation. “The Foundation has worked hard to create a simulation that truly represents the daily struggles that our members, neighbors, and friends may be facing each day. "

If you have any questions or would like to schedule the Life Simulation exercise at your credit union or chapter, please contact Jeff Hardin

Tags:  National CU Foundation  Principle Five 

Share |
PermalinkComments (0)

Upcoming CUaware events focus on volunteerism, fundraising

Posted By Jeff Hardin, Wednesday, April 13, 2016
Updated: Wednesday, April 13, 2016

Looking to lend a helping hand this spring? Then mark your calendar for these upcoming CUaware events with a focus on Principle Seven: Concern for Community.


On April 20, CUaware Triad welcomes Piedmont Advantage Credit Union President and CEO Judy Tharpe as guest speaker for its Lunch & Learn on volunteerism. During this meeting, CUaware will also have open discussion on its summer volunteer project ideas for credit unions to participate in.

View the event page for more details and to RSVP.


Then on May 5, CUaware Midlands is partnering with the Carolinas Credit Union Foundation and Victory Junction to host a “Woodshop Social & Fundraiser” where volunteers will be constructing toys for patients at the local children's hospital. After the toys are delivered, kids will have the chance to paint the toys themselves. Volunteers are asked to BYOH (Bring Your Own Hammer). Additional supplies will be provided at the event.

And although it is not required, CUaware is asking each attendee to donate $20 towards the efforts that CUaware and the Foundation are putting forth in this project. These donations will help cover the cost of supplies, a t-shirt and food & beverages.

“[This event] will give us an excellent opportunity to not only serve those in our community well, but also extend the efforts that numerous credit unions across the Carolinas area are already taking part in,” said Zach deMoya, Account Services Representative at Palmetto Citizens FCU and CUaware Midlands coordinator.

View the event page for more details and to RSVP.


Additional CUaware social events are in the works for the Lowcountry and Triangle regions with dates and details to be announced soon. For the full calendar on CUaware events, click here.

Also, the 2016 CUaware Protégé Competition is underway. Participating credit union chapters include Columbia, Lowcountry, North Piedmont, Northwest, Piedmont, Tarheel, and Upstate. Calendar dates for each of these chapter-level contest will be shared in the coming weeks. To complete an application, visit

This post has not been tagged.

Share |
PermalinkComments (0)

Northwest Chapter supporting Empty Bowls event

Posted By Jeff Hardin, Wednesday, April 06, 2016
Updated: Wednesday, April 06, 2016

Principle Seven: Concern for community. Credit unions work for the sustainable development of communities through policies developed and accepted by the members. Credit unions seek to achieve a greater good through responsible corporate citizenship.


The Board of Directors of the Northwest Chapter of Credit Unions invites credit union employees and members to join them at the Empty Bowls event to benefit the Second Harvest Food Bank of Northwest North Carolina. The event takes place Wednesday, April 27 from 11:00 am until 2:00 pm at the Benton Convention Center in downtown Winston-Salem.

This is the 15th annual Empty Bowls event, which combines good food, pottery and a silent auction to benefit Second Harvest. For a $25 ticket, participants receive a bowl and partake in soup provided by some of the top restaurants in Winston-Salem.

Presented by Texas Pete, this year's event includes a pottery demonstration by the Sawtooth Center for Visual Art. It's an event that connects local artists & restaurants with the community in support of a local agency working to feed people in need. 

To join your credit union friends at this event, please RSVP here

Hunger is a daily concern for many in the Piedmont Triad. To learn more about the issue, please visit the Food Bank's web site, or watch a six-part series on childhood hunger presented by WXII-TV in 2015.    

Tags:  Principle Seven 

Share |
PermalinkComments (0)

SAVE THE DATE: 2016 Principles & Philosophy Conference

Posted By Jeff Hardin, Tuesday, March 22, 2016
Updated: Tuesday, March 22, 2016

In 2015, 45 credit union staff attended the Principles & Philosophy Conference
in Greenville, SC. This year, the event moves to the Caraway Conference
Center located near Asheboro, NC.

The Credit Union Development Educators (CUDEs) of North Carolina and South Carolina, working in partnership with the League, are pleased to announce the return of the Principles & Philosophy Conference. The event takes place October 18-20 at the Caraway Conference Center in Sophia, NC.

Now in its seventh year, the Principles & Philosophy Conference educates credit union staff about the history of the cooperative and credit union movements, shares the key differences between credit unions and banks, and offers attendees a chance to learn about the changes in the financial services industry. The CUDEs of the two Carolinas developed the program in order to give a deep dive into the cooperative principles. 

"The CUDEs continually work to enhance the programming and curriculum, and many of the program elements they have created have been used by CUDEs throughout the United States," noted Jeff Hardin, the League's director of cooperative initiatives. "This volunteer labor of love by the Development Educators demonstrates what happens when credit unions work together toward a common goal."

The conference provides a meaningful and enriching professional development experience for employees new to credit unions, including people who have come into credit unions from the banking industry. Young professionals also benefit from the conference experience. 

The event takes place at the beautiful Caraway Conference Center in Sophia, NC (near Asheboro). Caraway is an 1,100 acre conference facility and summer camp for boys that is located in the beautiful Uwharrie Mountains of central North Carolina.  

Registration will open soon.For more information on the conference experience, please click here for a recap of the 2015 conference, and click here for a first-person account of the impact of the conference from Marcus Rhymer, who attended the conference last year. 

In the meantime, please save the dates on your calendar and contact Jeff Hardin with questions.

This post has not been tagged.

Share |
PermalinkComments (0)
Page 1 of 30
1  |  2  |  3  |  4  |  5  |  6  >   >>   >|